If you are searching the way for Ratibi Card Salary Check, then you are not the only person who has this problem, but many employees have this problem. The solution is very easy. FAB’s salary card is nothing more than a salary card. It provides you with your salary, high alerts and salary increase news through SMS absolutely free of cost.
It has never been so easy to check your balance online, withdraw your salary or make digital payments through your period, but stay tuned as we are going to tell you the complete way to check your salary and balance through your Ratibi card, after which all these tasks will become very easy for you.
- What is the Ratibi Card?
- Who Can Get a Ratibi Card?
- Ratibi Card Salary Check In UAE
- Steps to Check Ratibi Balance
- Using Ratibi Card Salary Check APP
- Rabiti ATM Balance Inquiry
- Steps to Apply Ratibi Card
- Application Form for Ratibi Card PDF
- How Does the Ratibi Card Work?
- Extra Advantages of the Ratibi Card
- Stay Secure & Make the Most of Your Ratibi Card
- Troubleshooting and its Solutions
- FAQS About Ratibi Card Salary Check
- Conclusion
What is the Ratibi Card?

Ratibi Card has been developed in accordance with all the rules and regulations of the protection system. Through this card, you can safely deposit your salary into your bank account.
Whether you want to make online payments, make digital transactions, or pay bills at shopping malls, the Ratibi Card provides you with all these facilities.
The Ratibi Card at Abu Dhabi First Bank is a prepaid card designed for employees who earn up to 5,000 dirhams per month. This card is given to them so that they can withdraw their salary even without a bank account.
It offers free SMS alerts and accident insurance, ATM withdrawals, online money transfers, and any kind of bill payment, making it reliable. Employees trust the credit card and easily spend their salary according to their needs.
Who Can Get a Ratibi Card?
- Employees whose monthly salary is less than 5,000 dirhams
- Or employees who do not have a bank account
- Employees who work in FAB companies to receive payroll services
Difference b/w Ratibi Card & Bank Account
Features | Ratibi Card | Bank Account |
Account Requirement | No bank account needed | Bank account required |
Salary Payment | already installed on the card | Deposited into an account |
ATM Withdrawals | Yes | Yes |
Online Banking | Limited | Full access |
Transaction History | Limited | Full records available |
Ratibi Card Salary Check In UAE
The Ratibi Card from FAB is a simple and efficient solution for salary payments for employees who have their own bank accounts. The card ensures payroll processing and employees receive their salaries securely and safely.
With the convenience of this prepaid card, employees can withdraw cash at any time and fulfill their needs. This card does an excellent job of delivering your earnings to you without the traditional banking system.
Steps to Check Ratibi Balance

Step 1: Go to the Ratibi Prepaid Card Balance Enquiry website.
Step 2: Type in the last two digits of your Ratibi Card number along with your Card ID number.
Step 3: Hit the “Go” button to check your current balance.
Using Ratibi Card Salary Check APP

- Go to Google Play Store and download the app to check Ratibi Card salary and then install it.
- Then create an account in this app and enter all your information in it.
- Once your account is created, log in and enable two-step verification for added security.
- You can then use your debit card to check your balance or salary, and then use it to pay bills, make online transactions, do digital banking, and more.
Rabiti ATM Balance Inquiry
- Pop your Ratibi Card into any FAB ATM.
- Type in your PIN.
- Tap on “Balance Inquiry.”
- Your balance will show up right on the screen.
Heads-up: It’s free to check your balance at FAB ATMs, but other banks’ machines might charge a fee.
This is a quick and easy way for Ratibi Cardholders to stay on top of their money and manage their finances smoothly.
Steps to Apply Ratibi Card
Ratibi card by First Abu Dhabi Bank FAB is a payroll solution for employees earning less than AED 5,000. With the Salary Card, employees can withdraw their salary directly without opening a bank account and use it to pay their bills, do online banking, and make digital transfers.
Application Process:
For Employers:
- Open a corporate account with FAB.
- Fill out the Ratibi Application Form and the Employee Details Excel Sheet.
- Submit both documents to your nearest FAB branch or community banking center.
For Employees:
- Must be a resident of the UAE.
- Make sure your personal identification and KYC documents are current and complete.
Benefits:
For Employers:
- You’ll need to have a corporate account with FAB.
- Fill out the Ratibi Application Form and the Employee Details Excel sheet.
- Once done, drop these documents at your nearest FAB branch or community banking center.
For Employees:
- Must be living in the UAE.
- Should have valid and updated KYC (Know Your Customer) documents.
Application Form for Ratibi Card PDF
How Does the Ratibi Card Work?
Ratibi Card is a prepaid payroll card introduced by First Abu Dhabi Bank. It is specially designed for employees whose salary is 5 dirhams so that they can easily receive their salary without opening a bank account. How does it work? Ask Deen
Key Features
Instant Salary Access: Use your card to withdraw cash or shop anywhere, online and offline.
Easy Bill Payments: Pay your DEWA, Etisalat, DU, and other bills hassle-free through the Payit app.
Free SMS Updates: Get a text every time your salary or a transaction happens.
Accident Insurance: Stay protected with coverage up to AED 25,000.
Extra Advantages of the Ratibi Card
Some employees use their Rabiti cards only to withdraw their salaries, but the Rabiti card is not only used for withdrawing salaries, but also has many other benefits, which are explained below.
1. Free Salary Alerts Get an instant SMS whenever your salary hits your account — no extra charge.
2. No Balance Worries No need to maintain a minimum balance with your Ratibi Card. Use it stress-free.
3. Access Your Money Anytime Withdraw your salary 24/7 from any ATM or shop using your card at POS machines.
4. Personal Accident Coverage Stay protected with:
- Up to AED 25,000 in case of accidental death
- AED 50 per day if hospitalized (up to 30 days)
- AED 5,000 for sending remains to your home country
5. Works with Digital Wallets Shop online and manage your salary on your phone. Link your card with Payit, Apple Pay, Google Pay, or Samsung Pay easily.
Stay Secure & Make the Most of Your Ratibi Card
How to Set or Change Your PIN:
- Visit any FAB ATM.
- Insert your Ratibi Card and select ‘PIN Change.’
- Enter your new 4-digit PIN and confirm it.
Lost or Stolen Card? Here’s What to Do:
- Contact FAB Customer Service right away at 600 52 5500.
- For a b;ock card, request a new Card from the Help Centre.
Hidden Perks You’ll Love:
- Advance Salary : Get up to 50% of your pay early through the Payit App.
- Send Money Abroad : Instantly transfer funds to over 200 countries.
- Pay Your Bills : Easily settle your DEWA, Etisalat, DU, and other bills without leaving home.
Troubleshooting and its Solutions
Problem | Solutions |
Salary is not added to account | Contact to Help Center of FAB |
Issue of ATM Withdrawal | Verify if the ATM is a member of the Mastercard and Visa networks. |
Forget Pin | Reset Pin by FAB ATM or Contact Customer Care |
FAQS About Ratibi Card Salary Check
What is a Ratibi Card?
The Ratibi Card is a card from First Bank Abu Dhabi that is specially designed for employees whose salary is five thousand dirhams.
How can I check my Ratibi card salary balance?
You can check your salary balance by visiting the Basani Salary Portal. Go to this portal and provide your information and it will tell you your salary balance.
Can I withdraw my full salary from the card?
Yes, you can withdraw your entire salary from any FAB ATM or any ATM that accepts your credit card.
Can I use my Ratibi card for online shopping?
No, the Ratibi card is only for withdrawing your salary and paying bills at selected locations. You cannot shop online with it.
Are there any extra services I can use with my Ratibi card?
Yes, the Ratibi card provides you with many services. If you use the Payget app, you can pay bills with your own money and make online transactions through this app.
Conclusion
We have told you all the information regarding checking your salary on the Ratibi card, knowing which you can check your salary easily.
What are the benefits of the Ratibi card, why is it designed, how much income is it made for?
All the objectives are listed in this guide, apart from that, if you have any questions, you can ask us by commenting. For similar informative guides, be sure to visit our website.