Adding a Beneficiary in FAB Mobile App: Complete Guide (2025)

Adding a beneficiary in FAB Mobile app is easy and takes only 3-5 minutes. This guide shows you exactly how to add someone to your FAB Mobile App so you can send money quickly and safely.

What Does Adding a Beneficiary in FAB Mean?

A beneficiary is someone who receives money from your FAB account. When you add them to your app, their details are saved. You don’t need to type their information again when sending money next time.

Think of it like saving a contact in your phone – once saved, you can call them anytime without typing the number again.

Why Should You Add a Beneficiary in FAB?

Here are the main benefits:

• Save time – Send money in seconds, not minutes
• Avoid mistakes – No need to type account details every time
• More secure – FAB checks each beneficiary before you can use them
• Track payments – Easy to see who you’ve sent money to
• Quick repeat payments – Perfect for monthly bills or regular transfers

Who Can You Add as a Beneficiary in FAB?

You can add:

• Family members
• Friends
• Business partners
• Service providers (rent, utilities)
• International contacts
• Anyone with a bank account

Types of Beneficiaries You Can Add in FAB

FAB lets you add 4 different types:

1. FAB to FAB Beneficiary

For people who also bank with FAB. This is the fastest option.

2. Local UAE Beneficiary

For accounts at other banks in the UAE (like ADCB, Emirates NBD, DIB, Mashreq, etc.)

3. International Beneficiary

For sending money outside the UAE to any country.

4. SMS Cash Beneficiary

For people without a bank account. They get a code via SMS to collect cash.

What Information Do You Need Before Adding a Beneficiary in FAB?

Have these details ready:

For FAB to FAB Transfers:

• Full name (as it appears on their account)
• FAB account number
• Phone number

For Local UAE Transfers:

• Full name
• IBAN (23 digits starting with AE)
• Bank name
• Phone number (optional)

For International Transfers:

• Full name
• IBAN or Account number
• SWIFT/BIC code
• Bank name
• Bank address
• Country
• Currency

For SMS Cash:

• Full name
• Mobile number (with country code)
• Emirates ID number

How to Add a Beneficiary in FAB Mobile App (6 Easy Steps)

Step 1: Open and Log In to the FAB Mobile App

1. Open the FAB Mobile App on your phone
2. Enter your username and password
3. Or use fingerprint/Face ID if enabled
4. Make sure you have a stable internet connection

Security tip: Always use secure WiFi or mobile data, never public WiFi.

Step 2: Go to the Transfers Section

1. Look at the bottom menu of your home screen
2. Tap on “Transfers” or “Pay & Transfer”
3. You’ll see options for making payments

Step 3: Select “Add Beneficiary”

1. Tap on “Manage Beneficiaries” or “Add New Beneficiary”
2. The app will show you different beneficiary types

Step 4: Choose Your Beneficiary Type

Pick the right option:

• Tap “FAB to FAB” for First Abu Dhabi Bank accounts
• Tap “Within UAE” for other UAE banks
• Tap “International” for overseas transfers
• Tap “SMS Cash” for people without bank accounts

Step 5: Fill in All Required Details

Enter the information carefully:

• Full name (exactly as on their account)
• Account number or IBAN
• Bank name (for local/international)
• SWIFT code (for international only)
• Phone number
• Any other required fields

Important: Double-check every letter and number. One small mistake can cause problems.

Step 6: Review and Confirm

1. Check all details one more time
2. Tap “Save” or “Add Beneficiary”
3. Enter the OTP (one-time password) sent to your registered mobile
4. Tap “Confirm”

Done! Your beneficiary is now added and ready to use.

How to Send Money After Adding a Beneficiary in FAB

Once added, transferring money is simple:

1. Open FAB Mobile App
2. Go to “Transfers”
3. Select “Send Money” or “Make Transfer”
4. Choose the beneficiary from your saved list
5. Enter the amount
6. Add a note (optional)
7. Review and confirm
8. Enter OTP
9. Money sent!

The whole process takes less than 30 seconds.

How Many Beneficiaries Can You Add in FAB?

FAB doesn’t have a strict public limit. Most users can add:

• Personal accounts: 50-100 beneficiaries
• Business accounts: More (varies by account type)

If you need to add more, contact FAB customer service.

Does Adding a Beneficiary in FAB Cost Money?

No, it’s completely free. FAB doesn’t charge for adding or saving beneficiaries.

You only pay fees when you actually send money:

• FAB to FAB: Usually free
• Local UAE transfers: Free or small fee
• International transfers: Varies by country and amount
• SMS Cash: Small service fee applies

Common Problems When Adding a Beneficiary in FAB (And Quick Fixes)

Problem 1: “Invalid IBAN” Error Message

Fix:

• Check the IBAN has exactly 23 digits
• Make sure it starts with “AE”
• Remove any spaces or dashes
• Verify the IBAN with the beneficiary

Problem 2: Beneficiary Not Showing in List

Fix:

• Close and reopen the app
• Check your internet connection
• Log out and log back in
• Wait 5 minutes and check again

Problem 3: OTP Not Received

Fix:

• Check your registered mobile number
• Wait 60 seconds and request a new OTP
• Make sure you have a network signal
• Check spam/blocked messages

Problem 4: “Beneficiary Already Exists” Message

Fix:

• Check your saved beneficiaries list
• The person might be saved with a different nickname
• Try deleting the old entry first

Problem 5: Bank Name Not Found in List

Fix:

• Type the full official bank name
• Check spelling carefully
• For international banks, try searching by SWIFT code
• Contact FAB support if still not found

How to Edit a Beneficiary in FAB

Need to update someone’s details?

1. Go to “Transfers”
2. Tap “Manage Beneficiaries”
3. Select the person you want to edit
4. Tap the “Edit” icon
5. Change the details
6. Tap “Save”
7. Confirm with OTP

How to Delete a Beneficiary in FAB

Want to remove someone from your list?

1. Open “Transfers”
2. Go to “Manage Beneficiaries”
3. Find the person
4. Tap “Delete” or swipe left
5. Confirm deletion

Note: You can add them back anytime if needed.

Safety Tips When Adding a Beneficiary in FAB

Follow these tips to stay safe:

1. Always verify account details – Call or message the person to confirm
2. Use secure internet – Avoid public WiFi
3. Never share OTP – FAB will never ask for it
4. Check the recipient carefully – Before sending large amounts
5. Update app regularly – Get the latest security features
6. Save a small amount first – Test with AED 1 before big transfers
7. Enable app notifications – Get alerts for all activities

FAB Customer Support for Beneficiary Issues

If you face problems adding a beneficiary in FAB:

Phone Support:

• From UAE: 600 599 900
• From outside UAE: +971 2 6111 944
• Available 24/7

In-App Chat:

• Open the FAB app
• Tap “Support” or “Help”
• Start live chat

Visit Branch:

• Find the nearest FAB branch
• Bring your Emirates ID
• Get help from the staff

Email Support:

• Send email to: customercare@bankfab.com
• Include your account details
• Describe the problem clearly

Comparison: Adding Beneficiary in FAB vs Other UAE Banks

Feature	FAB	Other UAE Banks
Time to add	3-5 minutes	3-10 minutes
OTP required	Yes	Yes
International option	Yes	Most yes
SMS Cash	Yes	Not all banks
Free to add	Yes	Yes
Edit anytime	Yes	Yes

FAB’s process is similar to other banks but slightly easier with a cleaner interface.

FAQs about Adding a Beneficiary in FAB

Related FAB Banking Guides

• How to Deposit Cash in FAB ATM
• How to Deactivate Your FAB Debit Card
• How to Change Mobile Number in FAB Account

Final Thoughts

Adding a beneficiary in FAB is simple and makes your banking life much easier. Once you save someone’s details, you can send money anytime in just a few taps. The process is secure, fast, and free. If you like this guide, let us know in the comment box. Visit our website for more information.